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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,941 | $183,516-43.9% | $155,534-33.8% | $145,884-29.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 12.22% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $7,740 | $5,315+45.6% | $4,675+65.6% | $4,662+66.0% |
| Participant deferral / active EE | $15,016 | $6,467+132.2% | $5,630+166.7% | $6,690+124.5% |
| Admin fee / account holder | $528 | $19,293-97.3% | $15,900-96.7% | $13,392-96.1% |