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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS6 years Filed as: AMERICAN NORTHWEST ADVISORY SERVICE Service code 27 · EIN 91-1998294 | Advisory (Plan) | $54,211 |
AMERICAN REALTY ADVISORS6 years Filed as: AMERICAN NORTWEST RPS Service code 15 · EIN 91-2165154 | Recordkeeping | $32,175 |
BENEFIT TRUST COMPANY5 years Service code 19 · EIN 04-3581074 | Securities Custodian | $10,686 |
HARRIS CPA'S P.C.2 years Service code 10 · EIN 99-0658768 | Accounting | $5,000 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,461 | $106,264-66.6% | $147,117-75.9% | $77,762-54.4% |
| Participation rate | 92.8% | 78.4%+14.4pp | 82.2%+10.7pp | 70.6%+22.2pp |
| Annual return | 14.67% | 56.94%-42.3pp | 420.54%-405.9pp | 31.27%-16.6pp |
| Employer contribution / active EE | $1,756 | $4,074-56.9% | $4,932-64.4% | $2,728-35.6% |
| Participant deferral / active EE | $5,335 | $8,003-33.3% | $8,065-33.8% | $4,651+14.7% |
| Admin fee / account holder | $181 | $334-45.9% | $12,993-98.6% | $433-58.2% |