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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,619 | $124,213-35.1% | $118,106-31.7% | $154,746-47.9% |
| Participation rate | 0.0% | 83.6%-83.6pp | 81.9%-81.9pp | 80.7%-80.7pp |
| Annual return | 14.42% | 18.29%-3.9pp | 19.44%-5.0pp | 172.34%-157.9pp |
| Employer contribution / active EE | $0 | $4,905-100.0% | $4,698-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $0 | $6,859-100.0% | $6,619-100.0% | $6,730-100.0% |
| Admin fee / account holder | $6,084 | $9,627-36.8% | $8,973-32.2% | $14,365-57.6% |