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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,827 | $57,119+101.0% | $85,187+34.8% | $80,935+41.9% |
| Participation rate | 55.4% | 56.4%-1.0pp | 67.5%-12.1pp | 67.7%-12.3pp |
| Annual return | 20.72% | 21.70%-1.0pp | 66.67%-45.9pp | 35.66%-14.9pp |
| Employer contribution / active EE | $2,469 | $1,802+37.1% | $2,732-9.6% | $2,757-10.4% |
| Participant deferral / active EE | $5,068 | $3,115+62.7% | $4,525+12.0% | $4,299+17.9% |
| Admin fee / account holder | $22,345 | $4,990+347.8% | $6,162+262.6% | $6,924+222.7% |