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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,497 | $124,980-22.0% | $108,359-10.0% | $154,746-37.0% |
| Participation rate | 55.6% | 75.2%-19.6pp | 70.1%-14.6pp | 80.7%-25.1pp |
| Annual return | 20.86% | 45.00%-24.1pp | 36.89%-16.0pp | 172.34%-151.5pp |
| Employer contribution / active EE | $1,778 | $2,851-37.6% | $2,399-25.9% | $4,379-59.4% |
| Participant deferral / active EE | $7,031 | $4,743+48.2% | $4,137+70.0% | $6,730+4.5% |
| Admin fee / account holder | $5,797 | $11,502-49.6% | $9,741-40.5% | $14,365-59.6% |