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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,381 | $154,228-78.4% | $145,433-77.0% | $137,256-75.7% |
| Participation rate | 76.9% | 83.8%-6.9pp | 82.1%-5.2pp | 80.0%-3.0pp |
| Annual return | 19.06% | 74.59%-55.5pp | 66.58%-47.5pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,292 | $4,804-52.3% | $4,554-49.7% | $4,156-44.9% |
| Participant deferral / active EE | $5,489 | $8,216-33.2% | $7,897-30.5% | $6,407-14.3% |
| Admin fee / account holder | $3,238 | $14,344-77.4% | $13,129-75.3% | $12,270-73.6% |