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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,091 | $183,592-12.3% | $155,574+3.5% | $145,877+10.4% |
| Participation rate | 95.5% | 82.7%+12.8pp | 78.2%+17.2pp | 80.3%+15.2pp |
| Annual return | -7.22% | 61.37%-68.6pp | 64.87%-72.1pp | 551.28%-558.5pp |
| Employer contribution / active EE | $7,569 | $5,317+42.4% | $4,676+61.9% | $4,663+62.3% |
| Participant deferral / active EE | $7,140 | $6,466+10.4% | $5,629+26.8% | $6,691+6.7% |
| Admin fee / account holder | $3,037 | $19,316-84.3% | $15,914-80.9% | $13,402-77.3% |