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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,091 | $183,592-12.3% | $155,567+3.6% | $145,959+10.4% |
| Participation rate | 95.5% | 82.7%+12.8pp | 78.2%+17.3pp | 80.3%+15.2pp |
| Annual return | -7.22% | 61.24%-68.5pp | 64.74%-72.0pp | 561.95%-569.2pp |
| Employer contribution / active EE | $7,569 | $5,315+42.4% | $4,674+61.9% | $4,661+62.4% |
| Participant deferral / active EE | $7,140 | $6,464+10.4% | $5,628+26.9% | $6,689+6.7% |
| Admin fee / account holder | $3,037 | $19,318-84.3% | $15,916-80.9% | $13,398-77.3% |