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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,021 | $138,393+113.9% | $184,256+60.7% | $80,959+265.6% |
| Participation rate | 89.1% | 83.9%+5.2pp | 86.8%+2.3pp | 67.7%+21.5pp |
| Annual return | 16.69% | 20.01%-3.3pp | 28.85%-12.2pp | 35.67%-19.0pp |
| Employer contribution / active EE | $17,227 | $4,847+255.4% | $6,427+168.0% | $2,757+524.8% |
| Participant deferral / active EE | $20,931 | $7,076+195.8% | $9,133+129.2% | $4,300+386.7% |
| Admin fee / account holder | $26,403 | $10,489+151.7% | $13,899+90.0% | $6,925+281.3% |