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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,021 | $138,385+113.9% | $184,243+60.7% | $80,925+265.8% |
| Participation rate | 89.1% | 83.9%+5.2pp | 86.8%+2.3pp | 67.7%+21.5pp |
| Annual return | 16.69% | 20.02%-3.3pp | 28.82%-12.1pp | 35.65%-19.0pp |
| Employer contribution / active EE | $17,227 | $4,851+255.1% | $6,427+168.0% | $2,756+525.0% |
| Participant deferral / active EE | $20,931 | $7,075+195.8% | $9,132+129.2% | $4,299+386.9% |
| Admin fee / account holder | $26,403 | $10,489+151.7% | $13,914+89.8% | $6,940+280.4% |