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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,021 | $138,385+113.9% | $184,200+60.7% | $80,874+266.0% |
| Participation rate | 89.1% | 83.9%+5.3pp | 86.8%+2.3pp | 67.6%+21.5pp |
| Annual return | 16.69% | 20.02%-3.3pp | 28.80%-12.1pp | 35.62%-18.9pp |
| Employer contribution / active EE | $17,227 | $4,849+255.2% | $6,424+168.2% | $2,756+525.2% |
| Participant deferral / active EE | $20,931 | $7,073+195.9% | $9,132+129.2% | $4,297+387.1% |
| Admin fee / account holder | $26,403 | $10,483+151.9% | $13,907+89.9% | $6,935+280.7% |