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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,770 | $71,230-30.1% | $93,727-46.9% | $80,959-38.5% |
| Participation rate | 97.4% | 60.4%+37.0pp | 68.7%+28.7pp | 67.7%+29.8pp |
| Annual return | 18.65% | 11.26%+7.4pp | 133.83%-115.2pp | 35.67%-17.0pp |
| Employer contribution / active EE | $5,057 | $1,565+223.1% | $2,421+108.9% | $2,757+83.4% |
| Participant deferral / active EE | $2,525 | $4,037-37.5% | $4,417-42.8% | $4,300-41.3% |
| Admin fee / account holder | $1,034 | $6,961-85.1% | $8,292-87.5% | $6,925-85.1% |