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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS LLC Service code 26 · EIN 34-1542819 | Advisory (Participants) | $12,876 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $288 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,211 | $55,470-69.0% | $155,556-88.9% | $74,478-76.9% |
| Participation rate | 86.9% | 61.9%+25.0pp | 78.2%+8.6pp | 67.2%+19.6pp |
| Annual return | 11.97% | 269.80%-257.8pp | 64.84%-52.9pp | 1370.56%-1358.6pp |
| Employer contribution / active EE | $1,042 | $2,267-54.0% | $4,675-77.7% | $2,626-60.3% |
| Participant deferral / active EE | $3,650 | $2,838+28.6% | $5,631-35.2% | $4,350-16.1% |
| Admin fee / account holder | $0 | $1,744-100.0% | $15,885-100.0% | $1,946-100.0% |