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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,407 | $108,911-65.7% | $100,392-62.7% | $145,884-74.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.01% | 58.23%-43.2pp | 49.45%-34.4pp | 551.85%-536.8pp |
| Employer contribution / active EE | $4,483 | $4,420+1.4% | $3,941+13.7% | $4,662-3.8% |
| Participant deferral / active EE | $12,801 | $8,459+51.3% | $8,090+58.2% | $6,690+91.4% |
| Admin fee / account holder | $493 | $9,698-94.9% | $7,904-93.8% | $13,392-96.3% |