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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,977 | $102,595-81.5% | $94,057-79.8% | $154,746-87.7% |
| Participation rate | 56.5% | 76.0%-19.5pp | 73.3%-16.8pp | 80.7%-24.2pp |
| Annual return | 20.19% | 583.42%-563.2pp | 480.62%-460.4pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,160 | $3,147-63.1% | $2,933-60.5% | $4,379-73.5% |
| Participant deferral / active EE | $2,080 | $5,118-59.4% | $4,709-55.8% | $6,730-69.1% |
| Admin fee / account holder | $2,739 | $7,736-64.6% | $7,244-62.2% | $14,365-80.9% |