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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,977 | $72,071-73.7% | $68,368-72.2% | $137,256-86.2% |
| Participation rate | 56.5% | 76.2%-19.7pp | 73.8%-17.2pp | 80.0%-23.4pp |
| Annual return | 20.19% | 353.14%-332.9pp | 292.57%-272.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $1,160 | $2,788-58.4% | $2,649-56.2% | $4,156-72.1% |
| Participant deferral / active EE | $2,080 | $4,410-52.8% | $4,123-49.6% | $6,407-67.5% |
| Admin fee / account holder | $2,739 | $5,336-48.7% | $5,150-46.8% | $12,270-77.7% |