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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,195 | $88,815-85.1% | $81,882-83.9% | $145,897-91.0% |
| Participation rate | 65.0% | 75.1%-10.1pp | 72.4%-7.4pp | 80.3%-15.3pp |
| Annual return | 19.55% | 1033.75%-1014.2pp | 779.47%-759.9pp | 552.29%-532.7pp |
| Employer contribution / active EE | $1,123 | $3,086-63.6% | $2,916-61.5% | $4,663-75.9% |
| Participant deferral / active EE | $1,764 | $4,647-62.0% | $4,323-59.2% | $6,689-73.6% |
| Admin fee / account holder | $1,279 | $8,434-84.8% | $7,360-82.6% | $13,390-90.4% |