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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,516 | $100,073-92.5% | $85,126-91.2% | $145,877-94.8% |
| Participation rate | 44.4% | 74.1%-29.7pp | 67.5%-23.1pp | 80.3%-35.9pp |
| Annual return | 10.87% | 84.11%-73.2pp | 66.63%-55.8pp | 551.28%-540.4pp |
| Employer contribution / active EE | $894 | $3,236-72.4% | $2,731-67.3% | $4,663-80.8% |
| Participant deferral / active EE | $1,143 | $5,294-78.4% | $4,523-74.7% | $6,691-82.9% |
| Admin fee / account holder | $5,748 | $7,261-20.8% | $6,160-6.7% | $13,402-57.1% |