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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,516 | $100,203-92.5% | $85,240-91.2% | $145,897-94.8% |
| Participation rate | 44.4% | 74.1%-29.7pp | 67.5%-23.1pp | 80.3%-35.9pp |
| Annual return | 10.87% | 84.28%-73.4pp | 66.75%-55.9pp | 552.29%-541.4pp |
| Employer contribution / active EE | $894 | $3,242-72.4% | $2,735-67.3% | $4,663-80.8% |
| Participant deferral / active EE | $1,143 | $5,299-78.4% | $4,527-74.7% | $6,689-82.9% |
| Admin fee / account holder | $5,748 | $7,265-20.9% | $6,165-6.8% | $13,390-57.1% |