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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,733 | $111,830-94.0% | $93,696-92.8% | $145,884-95.4% |
| Participation rate | 78.9% | 74.2%+4.7pp | 68.7%+10.2pp | 80.3%-1.4pp |
| Annual return | 12.77% | 204.08%-191.3pp | 133.74%-121.0pp | 551.85%-539.1pp |
| Employer contribution / active EE | $1,117 | $3,093-63.9% | $2,422-53.9% | $4,662-76.0% |
| Participant deferral / active EE | $1,490 | $4,920-69.7% | $4,417-66.3% | $6,690-77.7% |
| Admin fee / account holder | $7,729 | $10,249-24.6% | $8,287-6.7% | $13,392-42.3% |