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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,596 | $129,737-58.7% | $119,126-55.0% | $154,746-65.4% |
| Participation rate | 28.6% | 78.9%-50.3pp | 75.8%-47.2pp | 80.7%-52.1pp |
| Annual return | 18.59% | 379.08%-360.5pp | 282.11%-263.5pp | 172.34%-153.7pp |
| Employer contribution / active EE | $17,534 | $4,375+300.8% | $4,034+334.7% | $4,379+300.4% |
| Participant deferral / active EE | $9,652 | $5,842+65.2% | $5,318+81.5% | $6,730+43.4% |
| Admin fee / account holder | $1,470 | $11,961-87.7% | $10,693-86.3% | $14,365-89.8% |