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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,596 | $111,535-51.9% | $105,223-49.1% | $137,256-61.0% |
| Participation rate | 28.6% | 78.1%-49.5pp | 75.0%-46.5pp | 80.0%-51.4pp |
| Annual return | 18.59% | 237.85%-219.3pp | 180.65%-162.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $17,534 | $3,939+345.1% | $3,689+375.4% | $4,156+321.9% |
| Participant deferral / active EE | $9,652 | $5,500+75.5% | $5,072+90.3% | $6,407+50.7% |
| Admin fee / account holder | $1,470 | $9,721-84.9% | $8,859-83.4% | $12,270-88.0% |