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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,684 | $211,224-79.8% | $178,505-76.1% | $145,897-70.7% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 12.20% | 30.28%-18.1pp | 27.16%-15.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $499 | $4,577-89.1% | $3,955-87.4% | $4,663-89.3% |
| Participant deferral / active EE | $1,347 | $6,966-80.7% | $6,280-78.6% | $6,689-79.9% |
| Admin fee / account holder | $3,356 | $12,109-72.3% | $10,428-67.8% | $13,390-74.9% |