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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,695 | $124,425-34.3% | $112,040-27.1% | $137,256-40.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 9.56% | 24.72%-15.2pp | 24.52%-15.0pp | 220.34%-210.8pp |
| Employer contribution / active EE | $2,801 | $3,411-17.9% | $2,954-5.2% | $4,156-32.6% |
| Participant deferral / active EE | $9,956 | $5,718+74.1% | $5,098+95.3% | $6,407+55.4% |
| Admin fee / account holder | $70,823 | $15,207+365.7% | $12,098+485.4% | $12,270+477.2% |