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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,191 | $109,967-70.7% | $97,197-66.9% | $145,877-77.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 25.96% | 244.27%-218.3pp | 75.47%-49.5pp | 551.28%-525.3pp |
| Employer contribution / active EE | $5,265 | $3,077+71.1% | $2,723+93.4% | $4,663+12.9% |
| Participant deferral / active EE | $3,359 | $4,676-28.2% | $4,263-21.2% | $6,691-49.8% |
| Admin fee / account holder | $1,332 | $6,199-78.5% | $5,637-76.4% | $13,402-90.1% |