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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,966 | $154,228+140.5% | $145,433+155.1% | $137,256+170.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.23% | 74.59%-65.4pp | 66.58%-57.3pp | 220.34%-211.1pp |
| Employer contribution / active EE | $6,666 | $4,804+38.8% | $4,554+46.4% | $4,156+60.4% |
| Participant deferral / active EE | $15,003 | $8,216+82.6% | $7,897+90.0% | $6,407+134.2% |
| Admin fee / account holder | $64,136 | $14,344+347.1% | $13,129+388.5% | $12,270+422.7% |