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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,941 | $54,674-67.2% | $76,089-76.4% | $74,429-75.9% |
| Participation rate | 73.8% | 60.3%+13.5pp | 69.1%+4.7pp | 67.2%+6.6pp |
| Annual return | 19.67% | 31.89%-12.2pp | 360.94%-341.3pp | 1368.38%-1348.7pp |
| Employer contribution / active EE | $3,039 | $1,781+70.7% | $2,690+13.0% | $2,625+15.8% |
| Participant deferral / active EE | $3,954 | $3,071+28.7% | $4,259-7.2% | $4,348-9.1% |
| Admin fee / account holder | $379 | $2,238-83.1% | $6,418-94.1% | $1,944-80.5% |