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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,926 | $94,436-68.3% | $115,599-74.1% | $82,637-63.8% |
| Participation rate | 97.1% | 70.4%+26.7pp | 74.3%+22.9pp | 68.1%+29.1pp |
| Annual return | 13.34% | 18.37%-5.0pp | 111.10%-97.8pp | 53.51%-40.2pp |
| Employer contribution / active EE | $1,891 | $2,324-18.6% | $2,955-36.0% | $2,552-25.9% |
| Participant deferral / active EE | $6,147 | $3,955+55.4% | $4,889+25.7% | $4,126+49.0% |
| Admin fee / account holder | $429 | $10,328-95.8% | $12,841-96.7% | $7,339-94.2% |