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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,228 | $210,908-80.0% | $153,643-72.5% | $145,884-71.1% |
| Participation rate | 94.4% | 82.1%+12.3pp | 77.1%+17.3pp | 80.3%+14.1pp |
| Annual return | 13.17% | 13.46%-0.3pp | 15.71%-2.5pp | 551.85%-538.7pp |
| Employer contribution / active EE | $8,229 | $6,055+35.9% | $5,039+63.3% | $4,662+76.5% |
| Participant deferral / active EE | $10,470 | $7,976+31.3% | $6,754+55.0% | $6,690+56.5% |
| Admin fee / account holder | $4,413 | $19,477-77.3% | $12,739-65.4% | $13,392-67.0% |