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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,241 | $100,784-20.4% | $191,597-58.1% | $82,637-2.9% |
| Participation rate | 96.2% | 70.5%+25.7pp | 76.9%+19.2pp | 68.1%+28.1pp |
| Annual return | 133.45% | 18.13%+115.3pp | 27.07%+106.4pp | 53.51%+79.9pp |
| Employer contribution / active EE | $8,155 | $3,102+162.9% | $5,025+62.3% | $2,552+219.6% |
| Participant deferral / active EE | $12,324 | $4,937+149.6% | $6,850+79.9% | $4,126+198.7% |
| Admin fee / account holder | $8,619 | $10,062-14.3% | $22,799-62.2% | $7,339+17.4% |