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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,593 | $138,386+141.8% | $184,260+81.6% | $80,935+313.4% |
| Participation rate | 95.8% | 83.9%+11.9pp | 86.8%+9.0pp | 67.7%+28.2pp |
| Annual return | 15.98% | 20.02%-4.0pp | 28.84%-12.9pp | 35.66%-19.7pp |
| Employer contribution / active EE | $11,660 | $4,851+140.4% | $6,427+81.4% | $2,757+323.0% |
| Participant deferral / active EE | $21,795 | $7,076+208.0% | $9,133+138.6% | $4,299+406.9% |
| Admin fee / account holder | $13,008 | $10,489+24.0% | $13,898-6.4% | $6,924+87.9% |