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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,623 | $110,379-78.6% | $102,412-76.9% | $145,884-83.8% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 10.09% | 24.84%-14.8pp | 24.94%-14.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $1,331 | $4,216-68.4% | $3,870-65.6% | $4,662-71.5% |
| Participant deferral / active EE | $3,678 | $5,622-34.6% | $5,060-27.3% | $6,690-45.0% |
| Admin fee / account holder | $1,864 | $9,745-80.9% | $8,388-77.8% | $13,392-86.1% |