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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,746 | $162,136+51.6% | $152,301+61.4% | $154,746+58.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.44% | 91.02%-76.6pp | 80.50%-66.1pp | 172.34%-157.9pp |
| Employer contribution / active EE | $3,014 | $4,890-38.4% | $4,624-34.8% | $4,379-31.2% |
| Participant deferral / active EE | $18,885 | $8,341+126.4% | $8,004+136.0% | $6,730+180.6% |
| Admin fee / account holder | $4,990 | $15,759-68.3% | $14,398-65.3% | $14,365-65.3% |