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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,001 | $124,425-49.4% | $112,040-43.8% | $137,256-54.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.42% | 24.72%-7.3pp | 24.52%-7.1pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,638 | $3,411-22.7% | $2,954-10.7% | $4,156-36.5% |
| Participant deferral / active EE | $13,525 | $5,718+136.5% | $5,098+165.3% | $6,407+111.1% |
| Admin fee / account holder | $3,376 | $15,207-77.8% | $12,098-72.1% | $12,270-72.5% |