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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,071 | $117,895-57.5% | $102,460-51.1% | $145,897-65.7% |
| Participation rate | 90.5% | 78.6%+11.8pp | 76.5%+14.0pp | 80.3%+10.2pp |
| Annual return | 17.75% | 31.92%-14.2pp | 29.47%-11.7pp | 552.29%-534.5pp |
| Employer contribution / active EE | $3,456 | $3,619-4.5% | $3,025+14.2% | $4,663-25.9% |
| Participant deferral / active EE | $9,568 | $5,736+66.8% | $5,056+89.2% | $6,689+43.0% |
| Admin fee / account holder | $7,172 | $13,353-46.3% | $9,460-24.2% | $13,390-46.4% |