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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,852 | $160,070+21.7% | $147,117+32.4% | $145,897+33.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.37% | 98.69%-78.3pp | 420.54%-400.2pp | 552.29%-531.9pp |
| Employer contribution / active EE | $3,561 | $5,285-32.6% | $4,932-27.8% | $4,663-23.6% |
| Participant deferral / active EE | $16,529 | $8,419+96.3% | $8,065+105.0% | $6,689+147.1% |
| Admin fee / account holder | $1,695 | $15,035-88.7% | $12,993-87.0% | $13,390-87.3% |