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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,477 | $81,331-8.4% | $155,534-52.1% | $80,935-8.0% |
| Participation rate | 52.0% | 66.3%-14.3pp | 78.2%-26.2pp | 67.7%-15.7pp |
| Annual return | 21.32% | 33.37%-12.0pp | 64.92%-43.6pp | 35.66%-14.3pp |
| Employer contribution / active EE | $1,329 | $3,105-57.2% | $4,675-71.6% | $2,757-51.8% |
| Participant deferral / active EE | $3,276 | $3,454-5.2% | $5,630-41.8% | $4,299-23.8% |
| Admin fee / account holder | $2,060 | $7,999-74.2% | $15,900-87.0% | $6,924-70.2% |