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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,477 | $81,262-8.3% | $155,602-52.1% | $80,911-8.0% |
| Participation rate | 52.0% | 66.2%-14.2pp | 78.2%-26.2pp | 67.6%-15.6pp |
| Annual return | 21.32% | 33.34%-12.0pp | 64.81%-43.5pp | 35.63%-14.3pp |
| Employer contribution / active EE | $1,329 | $3,102-57.2% | $4,675-71.6% | $2,756-51.8% |
| Participant deferral / active EE | $3,276 | $3,451-5.1% | $5,629-41.8% | $4,297-23.8% |
| Admin fee / account holder | $2,060 | $7,992-74.2% | $15,923-87.1% | $6,935-70.3% |