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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,829 | $251,004-59.0% | $191,597-46.3% | $138,895-26.0% |
| Participation rate | 37.5% | 82.4%-44.9pp | 76.9%-39.4pp | 79.9%-42.4pp |
| Annual return | 13.71% | 31.05%-17.3pp | 27.07%-13.4pp | 145.39%-131.7pp |
| Employer contribution / active EE | $1,479 | $6,226-76.2% | $5,025-70.6% | $4,194-64.7% |
| Participant deferral / active EE | $2,774 | $8,154-66.0% | $6,850-59.5% | $6,396-56.6% |
| Admin fee / account holder | $3,400 | $31,471-89.2% | $22,799-85.1% | $12,562-72.9% |