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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,829 | $315,200-67.4% | $238,191-56.8% | $155,188-33.7% |
| Participation rate | 37.5% | 82.6%-45.1pp | 77.1%-39.6pp | 80.8%-43.3pp |
| Annual return | 13.71% | 10.25%+3.5pp | 13.02%+0.7pp | 148.84%-135.1pp |
| Employer contribution / active EE | $1,479 | $6,383-76.8% | $5,082-70.9% | $4,248-65.2% |
| Participant deferral / active EE | $2,774 | $8,044-65.5% | $6,726-58.8% | $6,531-57.5% |
| Admin fee / account holder | $3,400 | $48,031-92.9% | $34,582-90.2% | $14,480-76.5% |