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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,654 | $114,119+51.3% | $107,187+61.1% | $138,895+24.3% |
| Participation rate | 90.0% | 78.1%+11.9pp | 75.0%+15.0pp | 79.9%+10.1pp |
| Annual return | 17.52% | 273.21%-255.7pp | 204.55%-187.0pp | 145.39%-127.9pp |
| Employer contribution / active EE | $5,339 | $4,059+31.5% | $3,782+41.2% | $4,194+27.3% |
| Participant deferral / active EE | $10,733 | $5,538+93.8% | $5,096+110.6% | $6,396+67.8% |
| Admin fee / account holder | $5,548 | $10,024-44.6% | $9,162-39.4% | $12,562-55.8% |