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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,654 | $134,817+28.1% | $123,973+39.3% | $155,188+11.3% |
| Participation rate | 90.0% | 79.4%+10.6pp | 76.7%+13.3pp | 80.8%+9.2pp |
| Annual return | 17.52% | 515.49%-498.0pp | 388.13%-370.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $5,339 | $4,425+20.7% | $4,126+29.4% | $4,248+25.7% |
| Participant deferral / active EE | $10,733 | $5,706+88.1% | $5,247+104.6% | $6,531+64.3% |
| Admin fee / account holder | $5,548 | $13,245-58.1% | $11,799-53.0% | $14,480-61.7% |