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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,584 | $100,203-35.5% | $85,240-24.2% | $145,897-55.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 3.66% | 84.28%-80.6pp | 66.75%-63.1pp | 552.29%-548.6pp |
| Employer contribution / active EE | $12,600 | $3,242+288.7% | $2,735+360.6% | $4,663+170.2% |
| Participant deferral / active EE | $30,500 | $5,299+475.6% | $4,527+573.7% | $6,689+356.0% |
| Admin fee / account holder | $1,079 | $7,265-85.1% | $6,165-82.5% | $13,390-91.9% |