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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,230 | $77,523-27.5% | $100,383-44.0% | $80,874-30.5% |
| Participation rate | 100.0% | 77.0%+23.0pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 19.14% | 37.21%-18.1pp | 49.26%-30.1pp | 35.62%-16.5pp |
| Employer contribution / active EE | $5,888 | $2,801+110.2% | $3,944+49.3% | $2,756+113.7% |
| Participant deferral / active EE | $3,001 | $6,822-56.0% | $8,086-62.9% | $4,297-30.2% |
| Admin fee / account holder | $1,562 | $5,899-73.5% | $7,900-80.2% | $6,935-77.5% |