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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,230 | $77,460-27.4% | $100,378-44.0% | $80,925-30.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 19.14% | 37.24%-18.1pp | 49.41%-30.3pp | 35.65%-16.5pp |
| Employer contribution / active EE | $5,888 | $2,801+110.2% | $3,942+49.4% | $2,756+113.6% |
| Participant deferral / active EE | $3,001 | $6,818-56.0% | $8,087-62.9% | $4,299-30.2% |
| Admin fee / account holder | $1,562 | $5,887-73.5% | $7,899-80.2% | $6,940-77.5% |