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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,162 | $162,136-34.5% | $152,301-30.3% | $154,746-31.4% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 17.38% | 91.02%-73.6pp | 80.50%-63.1pp | 172.34%-155.0pp |
| Employer contribution / active EE | $2,721 | $4,890-44.4% | $4,624-41.2% | $4,379-37.9% |
| Participant deferral / active EE | $7,761 | $8,341-7.0% | $8,004-3.0% | $6,730+15.3% |
| Admin fee / account holder | $370 | $15,759-97.7% | $14,398-97.4% | $14,365-97.4% |