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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,064 | $178,174-47.2% | $156,181-39.8% | $137,256-31.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.58% | 84.19%-66.6pp | 64.87%-47.3pp | 220.34%-202.8pp |
| Employer contribution / active EE | $4,091 | $4,972-17.7% | $4,294-4.7% | $4,156-1.6% |
| Participant deferral / active EE | $7,373 | $6,888+7.0% | $6,132+20.2% | $6,407+15.1% |
| Admin fee / account holder | $1,051 | $17,404-94.0% | $14,586-92.8% | $12,270-91.4% |