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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,244 | $183,539-26.9% | $155,556-13.7% | $145,897-8.0% |
| Participation rate | 73.3% | 82.7%-9.4pp | 78.2%-4.9pp | 80.3%-7.0pp |
| Annual return | 10.32% | 61.31%-51.0pp | 64.84%-54.5pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,473 | $5,315-53.5% | $4,675-47.1% | $4,663-47.0% |
| Participant deferral / active EE | $3,810 | $6,467-41.1% | $5,631-32.3% | $6,689-43.0% |
| Admin fee / account holder | $493 | $19,275-97.4% | $15,885-96.9% | $13,390-96.3% |