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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,964 | $97,078+37.0% | $103,065+29.0% | $145,897-8.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.6%+19.4pp | 80.3%+19.7pp |
| Annual return | 9.61% | 25.49%-15.9pp | 23.95%-14.3pp | 552.29%-542.7pp |
| Employer contribution / active EE | $326 | $4,680-93.0% | $4,675-93.0% | $4,663-93.0% |
| Participant deferral / active EE | $8,915 | $6,601+35.1% | $6,625+34.6% | $6,689+33.3% |
| Admin fee / account holder | $15,470 | $12,505+23.7% | $9,349+65.5% | $13,390+15.5% |