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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,742 | $57,590-84.8% | $86,233-89.9% | $82,448-89.4% |
| Participation rate | 90.9% | 57.9%+33.0pp | 69.0%+21.9pp | 68.1%+22.8pp |
| Annual return | 71.62% | 22.41%+49.2pp | 61.39%+10.2pp | 41.64%+30.0pp |
| Employer contribution / active EE | $2,160 | $1,655+30.5% | $2,504-13.8% | $2,551-15.3% |
| Participant deferral / active EE | $2,796 | $3,080-9.2% | $4,559-38.7% | $4,139-32.5% |
| Admin fee / account holder | $1,655 | $4,730-65.0% | $8,342-80.2% | $7,234-77.1% |