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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,392 | $183,539-6.6% | $155,556+10.2% | $145,897+17.5% |
| Participation rate | 95.2% | 82.7%+12.5pp | 78.2%+17.0pp | 80.3%+14.9pp |
| Annual return | 8.08% | 61.31%-53.2pp | 64.84%-56.8pp | 552.29%-544.2pp |
| Employer contribution / active EE | $1,609 | $5,315-69.7% | $4,675-65.6% | $4,663-65.5% |
| Participant deferral / active EE | $5,855 | $6,467-9.5% | $5,631+4.0% | $6,689-12.5% |
| Admin fee / account holder | $892 | $19,275-95.4% | $15,885-94.4% | $13,390-93.3% |