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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,804 | $114,119+53.2% | $107,187+63.1% | $138,895+25.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.22% | 273.21%-256.0pp | 204.55%-187.3pp | 145.39%-128.2pp |
| Employer contribution / active EE | $4,806 | $4,059+18.4% | $3,782+27.1% | $4,194+14.6% |
| Participant deferral / active EE | $7,200 | $5,538+30.0% | $5,096+41.3% | $6,396+12.6% |
| Admin fee / account holder | $2,554 | $10,024-74.5% | $9,162-72.1% | $12,562-79.7% |