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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,804 | $134,817+29.7% | $123,973+41.0% | $155,188+12.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.22% | 515.49%-498.3pp | 388.13%-370.9pp | 148.84%-131.6pp |
| Employer contribution / active EE | $4,806 | $4,425+8.6% | $4,126+16.5% | $4,248+13.1% |
| Participant deferral / active EE | $7,200 | $5,706+26.2% | $5,247+37.2% | $6,531+10.2% |
| Admin fee / account holder | $2,554 | $13,245-80.7% | $11,799-78.4% | $14,480-82.4% |