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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,262 | $58,241-37.7% | $81,780-55.7% | $80,911-55.2% |
| Participation rate | 84.8% | 63.4%+21.4pp | 72.4%+12.5pp | 67.6%+17.2pp |
| Annual return | 12.91% | 41.73%-28.8pp | 776.27%-763.4pp | 35.63%-22.7pp |
| Employer contribution / active EE | $0 | $2,343-100.0% | $2,914-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,564 | $3,283-52.3% | $4,321-63.8% | $4,297-63.6% |
| Admin fee / account holder | $2,533 | $4,973-49.1% | $7,384-65.7% | $6,935-63.5% |