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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,262 | $58,275-37.8% | $81,844-55.7% | $80,935-55.2% |
| Participation rate | 84.8% | 63.5%+21.4pp | 72.4%+12.5pp | 67.7%+17.2pp |
| Annual return | 12.91% | 41.82%-28.9pp | 778.87%-766.0pp | 35.66%-22.8pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,564 | $3,285-52.4% | $4,323-63.8% | $4,299-63.6% |
| Admin fee / account holder | $2,533 | $4,749-46.7% | $7,355-65.6% | $6,924-63.4% |