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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,448 | $100,970+275.8% | $96,576+292.9% | $137,256+176.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.44% | 38.16%-20.7pp | 38.47%-21.0pp | 220.34%-202.9pp |
| Employer contribution / active EE | $4,212 | $3,809+10.6% | $3,553+18.5% | $4,156+1.3% |
| Participant deferral / active EE | $16,171 | $8,286+95.2% | $7,956+103.2% | $6,407+152.4% |
| Admin fee / account holder | $425 | $11,312-96.2% | $11,381-96.3% | $12,270-96.5% |