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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,448 | $107,666+252.4% | $102,184+271.3% | $154,746+145.2% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.44% | 29.33%-11.9pp | 31.58%-14.1pp | 172.34%-154.9pp |
| Employer contribution / active EE | $4,212 | $3,846+9.5% | $3,594+17.2% | $4,379-3.8% |
| Participant deferral / active EE | $16,171 | $8,719+85.5% | $8,309+94.6% | $6,730+140.3% |
| Admin fee / account holder | $425 | $12,943-96.7% | $11,609-96.3% | $14,365-97.0% |