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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,596 | $97,550-71.7% | $120,344-77.1% | $87,485-68.5% |
| Participation rate | 98.9% | 72.8%+26.1pp | 76.7%+22.2pp | 68.9%+30.0pp |
| Annual return | 16.73% | 18.41%-1.7pp | 20.30%-3.6pp | 26.06%-9.3pp |
| Employer contribution / active EE | $1,727 | $2,291-24.6% | $3,020-42.8% | $2,596-33.5% |
| Participant deferral / active EE | $2,055 | $4,230-51.4% | $5,135-60.0% | $4,274-51.9% |
| Admin fee / account holder | $778 | $9,543-91.8% | $12,742-93.9% | $7,775-90.0% |