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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,569 | $76,383-19.4% | $121,663-49.4% | $64,340-4.3% |
| Participation rate | 42.1% | 60.4%-18.3pp | 74.5%-32.4pp | 55.2%-13.1pp |
| Annual return | 15.97% | 16.98%-1.0pp | 147.54%-131.6pp | 24.14%-8.2pp |
| Employer contribution / active EE | $1,044 | $1,943-46.3% | $3,020-65.4% | $1,862-43.9% |
| Participant deferral / active EE | $1,651 | $3,149-47.6% | $4,887-66.2% | $2,980-44.6% |
| Admin fee / account holder | $5,678 | $4,142+37.1% | $14,289-60.3% | $3,703+53.4% |