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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,701 | $86,949-42.8% | $102,460-51.5% | $80,959-38.6% |
| Participation rate | 96.4% | 72.4%+24.0pp | 76.5%+19.9pp | 67.7%+28.7pp |
| Annual return | 9.95% | 18.89%-8.9pp | 29.47%-19.5pp | 35.67%-25.7pp |
| Employer contribution / active EE | $4,334 | $2,370+82.9% | $3,025+43.3% | $2,757+57.2% |
| Participant deferral / active EE | $7,786 | $4,121+88.9% | $5,056+54.0% | $4,300+81.1% |
| Admin fee / account holder | $15,986 | $8,048+98.6% | $9,460+69.0% | $6,925+130.8% |