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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,775 | $185,312-81.8% | $161,489-79.1% | $154,746-78.2% |
| Participation rate | 72.2% | 82.5%-10.2pp | 78.7%-6.5pp | 80.7%-8.5pp |
| Annual return | 18.81% | 103.84%-85.0pp | 89.72%-70.9pp | 172.34%-153.5pp |
| Employer contribution / active EE | $661 | $4,769-86.1% | $4,268-84.5% | $4,379-84.9% |
| Participant deferral / active EE | $9,922 | $6,350+56.3% | $5,630+76.2% | $6,730+47.4% |
| Admin fee / account holder | $5,492 | $18,654-70.6% | $16,006-65.7% | $14,365-61.8% |