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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,073 | $124,980-92.7% | $108,359-91.6% | $154,746-94.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 5.57% | 45.00%-39.4pp | 36.89%-31.3pp | 172.34%-166.8pp |
| Employer contribution / active EE | $634 | $2,851-77.8% | $2,399-73.6% | $4,379-85.5% |
| Participant deferral / active EE | $2,716 | $4,743-42.7% | $4,137-34.3% | $6,730-59.6% |
| Admin fee / account holder | $9,699 | $11,502-15.7% | $9,741-0.4% | $14,365-32.5% |