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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,073 | $112,729-92.0% | $98,716-90.8% | $137,256-93.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 5.57% | 38.48%-32.9pp | 31.81%-26.2pp | 220.34%-214.8pp |
| Employer contribution / active EE | $634 | $2,725-76.8% | $2,279-72.2% | $4,156-84.8% |
| Participant deferral / active EE | $2,716 | $4,640-41.5% | $4,048-32.9% | $6,407-57.6% |
| Admin fee / account holder | $9,699 | $10,129-4.2% | $8,703+11.5% | $12,270-21.0% |