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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,217 | $108,882-49.3% | $96,754-42.9% | $154,746-64.3% |
| Participation rate | 95.0% | 75.1%+19.9pp | 70.3%+24.7pp | 80.7%+14.3pp |
| Annual return | 23.62% | 98.39%-74.8pp | 82.04%-58.4pp | 172.34%-148.7pp |
| Employer contribution / active EE | $6,999 | $3,018+131.9% | $2,679+161.2% | $4,379+59.8% |
| Participant deferral / active EE | $11,495 | $5,323+116.0% | $4,758+141.6% | $6,730+70.8% |
| Admin fee / account holder | $652 | $10,200-93.6% | $8,905-92.7% | $14,365-95.5% |