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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,142 | $51,638+53.3% | $68,368+15.8% | $82,448-4.0% |
| Participation rate | 44.0% | 63.6%-19.6pp | 73.8%-29.8pp | 68.1%-24.1pp |
| Annual return | 14.98% | 37.53%-22.6pp | 292.57%-277.6pp | 41.64%-26.7pp |
| Employer contribution / active EE | $695 | $2,047-66.0% | $2,649-73.8% | $2,551-72.8% |
| Participant deferral / active EE | $3,360 | $2,914+15.3% | $4,123-18.5% | $4,139-18.8% |
| Admin fee / account holder | $812 | $4,643-82.5% | $5,150-84.2% | $7,234-88.8% |