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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,384 | $166,268-85.9% | $165,100-85.8% | $145,897-84.0% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 11.13% | 100.52%-89.4pp | 70.21%-59.1pp | 552.29%-541.2pp |
| Employer contribution / active EE | $3,222 | $5,284-39.0% | $4,348-25.9% | $4,663-30.9% |
| Participant deferral / active EE | $3,222 | $6,964-53.7% | $6,035-46.6% | $6,689-51.8% |
| Admin fee / account holder | $1,898 | $16,659-88.6% | $12,696-85.0% | $13,390-85.8% |