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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,485 | $199,109-78.7% | $173,730-75.5% | $154,746-72.5% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.6%+7.9pp | 80.7%+6.8pp |
| Annual return | 19.47% | 20.02%-0.6pp | 19.96%-0.5pp | 172.34%-152.9pp |
| Employer contribution / active EE | $3,579 | $5,311-32.6% | $4,577-21.8% | $4,379-18.3% |
| Participant deferral / active EE | $5,041 | $7,113-29.1% | $6,326-20.3% | $6,730-25.1% |
| Admin fee / account holder | $1,227 | $20,916-94.1% | $17,523-93.0% | $14,365-91.5% |