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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,485 | $178,174-76.2% | $156,181-72.8% | $137,256-69.0% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.8%+8.7pp | 80.0%+7.5pp |
| Annual return | 19.47% | 84.19%-64.7pp | 64.87%-45.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $3,579 | $4,972-28.0% | $4,294-16.7% | $4,156-13.9% |
| Participant deferral / active EE | $5,041 | $6,888-26.8% | $6,132-17.8% | $6,407-21.3% |
| Admin fee / account holder | $1,227 | $17,404-93.0% | $14,586-91.6% | $12,270-90.0% |