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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,311 | $172,111-10.3% | $150,298+2.7% | $137,256+12.4% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 15.02% | 69.37%-54.4pp | 62.79%-47.8pp | 220.34%-205.3pp |
| Employer contribution / active EE | $6,888 | $4,636+48.6% | $4,154+65.8% | $4,156+65.7% |
| Participant deferral / active EE | $4,975 | $6,166-19.3% | $5,453-8.8% | $6,407-22.3% |
| Admin fee / account holder | $1,754 | $16,471-89.3% | $14,116-87.6% | $12,270-85.7% |